Best trucking business fuel cards with no credit check

Are you a trucking business looking for the best gas cards, regardless of your personal or business credit score? Consider choosing a fuel card that doesn’t require a credit check. These fuel cards and employee spending solutions help you run your business more efficiently, track expenses and may offer discounts.

Learn more about business fuel cards with no credit check and choose the best one for your growing transportation company. And when you’re finished reading, check out the other articles in our ‘Credit requirements for trucker fuel cards’ series:

• Do fuel cards help build business credit?
• Fuel card vs. credit card: Which one is best?
• How to secure a no credit check fuel card for your trucking business
• Best trucking business fuel cards with no credit check

Quicklook: Best trucking business fuel cards with no credit check

• Best for building business credit: AtoB Unlimited
• Best for small businesses: Bento for Business -Match Now
• Best for zero fees: Roadflex Fuel Card -Match Now
• Best for owner-operators: RTS Titan Fuel Card -Match Now
• Best for growing fleets: PEX Fleet Card -Match Now
• Best for secure spending: Brinks Business Expense -Match Now

6 best trucking business fuel cards with no credit check options

Looking for the best fuel card regardless of your business credit score? These six gas cards do not require credit checks and are ideal for helping you run your trucking business. 

AtoB Unlimited

The AtoB Unlimited prepaid fuel card can help trucking companies save money on fuel and help build their business credit. The AtoB spend management system makes tracking digital receipts by card, location and driver level easy to create custom reports. This fuel card is also convenient for drivers since it is accepted at any fueling station that takes Visa.

Best for: Building business credit

Fees: 

• $25 account set-up fee
• $3 monthly fee per active card

Discounts available: 

• $0.03 per gallon for the first three months
• Up to $0.25 off per gallon with the AtoB Driver App

Add authorized users: Yes

Special features: 

• Telematics integration 
• Detailed transaction logs and reports 
• Anti-fraud and security measures 
• Accounting and IFTA support

Benefits: 

• Secure card unlock 
• 24/7 customer support 
• Real-time notifications for suspicious transactions 
• Quick and easy sign-up process

Disadvantages: 

• Additional fee per card
• Non-transparent late fees

Bento for Business

Bento for Business is a prepaid business debit card that provides the flexibility small businesses need in a fuel card. With Bento, it’s easy to set spending limitations and control company finances with a click. Managers can use these Visa debit cards exclusively as fuel cards or allow employees permission to spend elsewhere. All spending data is automatically updated in the Bento dashboard for easy accounting. 

Best for: Small businesses

Fees: $29 monthly fee

Discounts available: None

Add authorized users: Yes, up to 10

Special features:

• Two-month free trial 
• QuickBooks integration 
• Accepted everywhere that takes Visa 
• Flexible use cards

Benefits: 

• Integrated dashboard reporting 
• Auto spending categorization  
• Virtual debit cards 
• Bento On The Go mobile app

Disadvantages: 

• No fuel discounts
• Slow customer service 

Roadflex Fuel Card

The Roadflex zero-fee fuel card is an excellent choice for growing fleets. Unlike other fuel cards that do not require a credit check, Roadflex doesn’t require prepayment. Rather businesses can pay their balances with Net-7 weekly billing periods. You can also use Roadflex fuel cards to pay for other fleet expenses, including tires, maintenance and insurance. 

Best for: Zero-fees

Fees: None

Discounts available: $0.05 per gallon everywhere with no limits

Add authorized users: Yes

Special features:

• Connects to your ELD 
• No limit on discounted gallons 
• No monthly, transaction, transfer, over-limit or set-up fees 
• Helps build commercial credit

Benefits: 

• Accepted at all field stations that take Visa 
• Spend management platform with live alerts  
• Connect to a business’s bank account for automated payments 
• Flexible spending limits

Disadvantages: 

• Requires weekly payments 
• Few customer reviews 

RTS Titan Fuel Card

The RTS Titan is the no-credit-check version of RTS’s Fleet One card. Owner-operators who often refuel at Pilot Flying J locations enjoy this fleet card with discounts. While this card is limited on where you can use it, the discounts compensate for this limitation for drivers in the Pilot Flying J Travel Center network and the One0 Fuel Network. 

Best for: Owner-operators

Fees: No annual fees or contract 

Discounts available: 

• $0.12 per gallon at over 2,000 fuel stations
• Point-of-sale discounts at Pilot Flying J locations

Add authorized users: Yes

Special features: 

• RTS Moblie Pro app
• Integrates with fleet management software 
• Upgrade opportunities  
• Fuel tax software discounts

Benefits: 

• Weekly repayment terms 
• Great app for finding low fuel prices en route  
• Loyalty rewards program
• Fuel and factoring bundles available

Disadvantages: 

• Small network 
• Fewer benefits than the Fleet One card 

PEX Fleet Card

PEX is a scalable business spend management solution offering the visibility and control necessary for fuel cards. As a prepaid business debit card, this fuel card option does not require a credit check and makes it easy to manage employee spending. Additionally, the PEX platform integrates with QuickBooks and Google drive for automated administration.

Best for: Growing fleets

Fees: No bank transfer fees

Discounts available: None

Add authorized users:  Yes, unlimited

Special features: 

• Fund and top-up cards instantly
• Issue and cancel cards through the online platform
• Real-time transaction reports
• Integrates with all common accounting software

Benefits:

• Prepaid card avoids multiple payments throughout the month 
• Digital spending controls   
• Mobile receipt capture and funds request 
• 24/7 customer support

Disadvantages: 

• No fuel discounts 
• Reports of compromised cards 

Brinks Business Expense

Winner of the 2019 Innovative Payments Association Fraud Fighter Award, Brinks Business Expense is an employee spending solution with security you can count on. With this card, you can pre-pay employee expenses such as fuel on your terms. Through the easy-to-use platform, business owners can set spending limits and purchase categories, turn any card on or off instantly and order new cards in seconds. 

Best for: Secure spending

Fees: Tiered pricing

• Business owner card + 1 employee card: free
• Business owner card + up to 9 employee cards: $29 per month
• Business owner card + up to 24 employee cards: $69 per month
• Business owner card + unlimited employee cards: $149 per month

Discounts available: None

Add authorized users: Yes, unlimited

Special features: 

• Free 60-day trial 
• Custom two-way alerts 
• Interactive spending platform 
• Full remote spending control

Benefits: 

• Automated monthly statement
• Easy reporting and integration with QuickBooks  
• Tracks all cards and transactions to analyze spending trends 
• On-the-go receipt upload

Disadvantages: 

• No fuel discounts 
• Lower approval chance 

How do credit scores impact access to fuel cards?

Did you know that most fuel cards are also credit cards? These gas cards offer businesses a line of credit to pay for fuel costs in exchange for discounts and other incentives. Truckers with low credit scores are less likely to get approved by these fuel card companies because a credit check is part of the approval process. 

If you’re concerned about your credit score and still want fuel cards for your trucking business, the best options are fuel cards with no credit check. These gas cards are typically prepaid or low-balance options that present less risk for the card issuing company. 

Get the best gas card regardless of your credit score

Running your trucking business is easier with fuel cards, and bad credit shouldn’t stand in your way. With one of the best business fuel cards with no credit check, you can benefit from having more control over your company’s fuel expenses while you work to build your business credit. 

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